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A College Student’s Guide to Credit Cards

28Apr

By Aumnibus StaffNo Comments

Opinion

A College Student’s Guide to Credit Cards

BY: Savanna Pruitt According to the U.S. Government Accountability Office, “one-third of students had credit cards before they entered college, and another 46 percent acquired them during the first year.” Unfortunately, lots of college students get credit cards without knowing the proper way to use them and end up in financial trouble. If you’re a college student, here are a few basics you need to be aware of if you’re planning on using a credit card. 1. Don’t sign up for a credit card for the free swag. It can be tempting to fill out a quick credit application form at a mall kiosk in exchange for a cool t-shirt or some other prize. Don’t let “free” gifts persuade you to sign up for a credit card— you’ll usually end up paying for them in the long run in the form of fees and inter...

Buying Christmas Presents on a Budget

BY: Allison Stewart As “Jingle Bells” begins playing on the radio, Christmas shopping begins. The list of people you need to buy presents for usually grows quicker than expected. You may think your wallet will slowly lose it’s jingle — it does not have to, though. No matter how long your list may be, there are ways to ensure you get the perfect presents without breaking the bank. It all begins with comparing your options. It also helps to group people who are associated with you in similar ways. You can organize it by how much you are willing to spend for these groups. You can also find ways to stretch one transaction. For example, if you want to buy a small present for neighbors and co-workers, you can find places that sell items in packs, such as lotions or bath bombs. This a...

Five Awesome Student Discounts

BY: Tameesha Matthews College can become extremely expensive. These expenses can cause students to not be able to afford the extra things they love, like streaming services or impulse shopping. Fortunately, many of these services offer discounts for students so they can still enjoy what they love and afford their college expenses. Here’s a list of a few services and other discounts for students. Amazon Prime Student – Signing up for Amazon Prime Student can be a great step into adulting. Since Amazon is now the largest company by market value, the company has a lot to offer at competitive prices, including textbooks! Amazon Prime Student includes a free six month trial. Then, students are offered a choice between $6.49 monthly payments or a $59.00 yearly payment. This...